Quote:
Originally Posted by Shutup and Deal, I'm Losin'
While ago a deer ran out in front of me and caused a bit of damage to my 2002 Toyota Camry. Although the damage doesn't appear to be too bad, (hood and bumper are bent, and the right headlight is a bit out of place though it still works fine, car drives fine) I didn't have my cell phone so I had to drive back home (not very far) from where the incident happened.
1. Will the insurance still pay because I left the scene? (I wasn't speeding, had my headlights on, and our seatbelts)
2. Will my insurance rates go up? (The damage can't be over $2000, so I can just pay that huge bill once, but that higher insurance will haunt me forever)
3. Will this go on my driving record? (The car is still very drivable and neither me nor my passenger were injured in any way). (I did not get a police report, at least not yet)
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Good onya for wearing the seat belt. You might check the junk yards you may be able to get a hood and bumper for little or nothing. You may have to have the hood painted but it could be cheaper than the deductible.